THE RORT · DOSSIER · INTERCHANGE FEESSTATUS · TRACKED
DOSSIER / MECHANISMMECHANISM · CARD FEES

Interchange fees

Status Tracked

The wholesale card fee, revenue to card issuers, that the RBA caps. From 1 October 2026 the consumer credit cap fell from 0.8 to 0.3 per cent and the debit cap from 10 cents or 0.2 per cent to 8 cents or 0.16 per cent. The RBA estimates issuers lose about $660 million a year and merchants’ wholesale costs fall about $910 million a year, part of it only from 1 April 2027.

First tracked
2026
Last on record
2026-10-04
Named in
2 articles
Across
2 cases

Named in 2 articles across 2 cases 12 connections: companies 4, lobbies 3, regulators and bodies 2, agencies and departments 1, people 2

Tracked in the model
2 cited
Named across 2 articles and 2 cases.
2
Articles naming it
2
Cases it recurs across
12
Linked in the graph
0
Figures on file

Fig. 01 / Where this name appears

Fig. 01Source: article scan · every article naming itAs of 2026‑10‑04Auto-assembled

How we know

The sources of the 2 articles that name Interchange fees, by the tier the desk declared. A source supports its article, not necessarily a claim about Interchange fees.

Evidence strength · 115 sources across 2 articles
  • Primary 43
  • Official 37
  • Masthead 9
  • Trade 18
  • Aggregator 7
  • Unusable 1
Primary
the document itself: legislation, a court record, a filing, a regulator’s own publication
Official
the organisation’s own statement about itself
Masthead
a news organisation with a corrections policy, reporting the primary document
Trade
specialist or trade press
Aggregator
republishes others’ work
Unusable
its own sourcing cannot be established
How sources are graded

1 of 2 articles is graded on every headline finding. How findings are graded

Fig. 02 / Named together

Interchange feesThe ACCC: named together in 2 articlesThe ACCC2The RBA: named together in 2 articlesThe RBA2ACCI: named together in 1 articleACCI1American Express: named together in 1 articleAmerican Express1Anthony Albanese: named together in 1 articleAnthony Albanese1Australian Banking Association: named together in 1 articleAustralian Banking Association1COSBOA: named together in 1 articleCOSBOA1eftpos: named together in 1 articleeftpos1Jim Chalmers: named together in 1 articleJim Chalmers1Mastercard: named together in 1 articleMastercard1The ATO: named together in 1 articleThe ATO1Visa: named together in 1 articleVisa1
The 12 names most often in the same articles as Interchange fees. A line's weight, and the number by each name, is how many articles name both. Grey chords join the neighbours most often named together themselves (two articles or more). Circles are people and organisations, squares are mechanisms. Named together is all this shows: it is not a finding about what the relationship is.
Fig. 02Source: article scan · articles naming bothAs of 2026‑10‑04Auto-assembled

How this page is assembled. The name, status and role are the desk's entity record. The article list, case counts, and connections are read by script from the published articles that name Interchange fees. A connection is a name that appears in the same articles; it is not a finding about the relationship. Under How we know, the sources are those articles' references, counted once each and tiered only where the desk declared a tier; a grade beside an article is its weakest headline finding, shown only where every headline finding is graded. The page is rebuilt when an article is published or changed.

← THE DOCKET